FAQ

Do you still have some questions about getting low cost whole life insurance? We know it can be a challenging process, but getting your policy can be a breeze with the right help. Here are some of the most commonly asked questions we receive from our guests.

How does whole life insurance work?

Unlike term life insurance, whole life insurance is in effect for your entire life. It guarantees your beneficiaries will receive the proceeds of your policy when you pass away. Whole life insurance also provides a savings vehicle, allowing you to save money over time, usually tax deferred.

Is whole life insurance right for me?

While whole life insurance may not be everyone, it does provide benefits that other forms of life insurance cannot match. Permanently low rates and tax deferred savings are just a few of the advantages of whole life insurance. Read more in our "Why Whole Life?" section.

Are you an actual life insurance provider?

No, we do not approve or sell life insurance policies, but rather we provide free quotes from life insurance companies within our network. Unlike other quote services, we provide only low cost whole life insurance quotes to our visitors.

How can I get free quotes?

Getting your free low cost life insurance quotes is simple and takes just a few minutes. Start by filling out some simple information about yourself and the policy you want. We'll get started immediately in providing you with several quotes from our trusted life insurance providers.

Do I have to take a medical exam for life insurance?

Generally, you will need to take a medical exam to get approved for a life insurance policy. Some insurance providers may not require an exam if you are of a young age and only need a small amount of coverage. Keep in mind that policies that don't require an exam are often more expensive than those that do.

Who can I name the beneficiary of my policy?

Whoever receives the proceeds of your life insurance policy is entirely up to you. Anyone can be your beneficiary - whether it's family, friends, or even a charity.

Is it safe to get free quotes and purchase life insurance online?

With all of the advances in online security, it is completely safe to get your free low cost life insurance quotes online and even purchase a policy from one of our providers. We go to great lengths in ensuring your information is safe and secure when you use our service.